FY 2026 Ready

Payroll Software in India

Indian Payroll Software That Runs PF, ESI, PT, TDS On Autopilot

factoHR India runs salary processing, PF, ESI, PT, TDS, LWF, Form 16, bank payouts, and multi-state payroll compliance from one modern HRMS software in India. Backed by factoHR.

PF / ESI / PT ready Live in 2 to 5 days 4,000+ Indian businesses
G2 and Capterra reviews for factoHR India payroll software
app.hrmssuite.in/payroll
HR

Payroll: March 2026

Cycle closes in 2 days · 1,247 employees

In Progress
Net Payable

₹1.82 Cr

Verified
Gross Salary

₹2.41 Cr

All heads ok
Total TDS

₹18.7 L

24Q ready
PF + ESI

₹9.2 L

ECR filed

Payroll Processing Steps

4/6 Done

Attendance Lock

Done

Salary Calculation

Done

TDS Deduction

Done

PF/ESI Contribution

Done

Maker-Checker Review

In Review

Bank Disbursement

Pending

Salary Breakdown

Basic + DA ₹96.4 L
HRA ₹48.2 L
Special Allow. ₹60.3 L
Deductions ₹27.9 L

Recent Activity

PF ECR file uploaded
2 min ago
TD TDS 24Q generated
18 min ago
SR Salary revised (3 emp)
1 hr ago
The Hidden Cost

What manual payroll actually costs you

Penalties, wasted hours, and compliance gaps add up fast. Here’s what companies using a manual payroll system in India often lose every month.

3 to 5 days

Lost per payroll cycle

on manual reconciliation

₹500

Per employee penalty

for late PF deposits

40+ hrs

HR time wasted monthly

on payslip & tax queries

12%

Average error rate

in manual salary calculations

Compliance Penalties

TDS late deposit: 1.5% interest/month

PF delay: ₹500/employee + damages

PT default: Business license at risk

Attendance & Salary Errors

Biometric-to-Excel mismatch every month

Incorrect LOP and OT calculations

Arrears processed manually with mistakes

Employee Frustration

40+ hours/month on payslip queries

Tax declaration chasing via email

Reimbursement status unknown for weeks

Automate all of this in under 10 minutes. See how →

India-Ready Compliance

Every Indian Statutory Requirement, One Payroll Engine

PF, ESI, PT, TDS, LWF: all codified into a single payroll system in India, a compliance engine that updates regularly.

TDS & Form 16

Auto TDS calculation, Form 16 generation via TRACES, and 24Q quarterly filing.

EPF (Provident Fund)

12% employee + 12% employer contributions. Auto-ECR generation and PF transfer.

ESIC (Employee State Insurance)

0.75% + 3.25% auto-split. Half-yearly returns and medical benefit compliance.

Professional Tax (PT)

19+ state slab rules pre-loaded. Auto-calculated based on employee work location.

New vs Old Tax Regime

Employee self-switch between regimes. A payroll system in India that optimizes and suggests the best choice.

LWF (Labor Welfare Fund)

State-specific LWF rules with auto-deduction and employer contribution filing.

Complete Payroll Suite

Every Feature Indian Payroll Teams Need, Built In

12 modules designed for companies looking for reliable payroll India automation across the entire lifecycle.

01

Salary Structure

Unlimited CTC structures with custom components: Basic, HRA, DA, FBP. Grade-wise and location-wise configurations.

Custom components CTC breakdown Bulk revision
02

Digital Payslips

Password-protected branded PDFs with 36-month history. Full earnings, deductions, and YTD breakup, auto-delivered.

Branded PDF 36-month history Auto email
03

Bank Integration

NEFT/RTGS/IMPS files for 20+ banks. Direct API payout, split-account support, and auto-reconciliation of credits.

20+ banks API payout Auto-reconcile
04

Advance & Loans

Salary advances with configurable recovery. Loan EMI auto-deduction, interest computation, and full balance tracking.

EMI recovery Interest calc Prepayment
05

Reimbursements

Multi-level approval for travel, medical, and fuel claims. Bill OCR, tax-exempt routing, and auto payroll posting.

Bill OCR Tax routing Auto posting
06

Reports & MIS

40+ reports: salary register, bank advice, PF/ESI summary, cost-center and YoY comparison. Scheduled email delivery.

40+ reports Cost center Scheduled
07

Maker-Checker

Dual-approval payroll workflow with variance alerts for anomalies. Payroll lock after approval. Complete audit trail.

Dual approval Variance alerts Audit trail
08

Arrears Processing

Auto-calculate increment arrears, backdated revisions, and promotion-linked changes. TDS adjusted automatically.

Increment arrears Auto TDS Bulk process
09

Year-End Processing

Investment proof collection, TDS reconciliation, Form 16 Part A & B generation, and Form 24Q quarterly return data ready for filing.

Proof portal Form 16 A&B 24Q output
10

Full & Final

Auto F&F on exit: gratuity, leave encashment, notice recovery, loan balance, and bonus proration in one click.

Auto gratuity Leave encash F&F PDF
11

Multi-Entity Payroll

Run payroll for multiple companies from one dashboard. Entity-wise compliance, cost allocation, and consolidated reporting.

Multi-company Cost allocation Group reports
12

Employee Self-Service

IT declarations (80C, 80D, HRA), proof uploads, payslip downloads, Form 16 access, and salary history on web & mobile.

IT declarations Proof upload Mobile app
Payroll Software, Reinvented

AI-Powered, Bank-Connected, Self-Serve

Modern payroll modes for Indian teams. From AI tax-regime optimisation to direct bank API payouts and Hindi ESS, every salary cycle runs with zero spreadsheets.

AI

AI Tax Regime Optimiser

AI auto-recommends Old vs New regime per employee based on declared investments. TDS recalculates instantly when employees switch mid-year.

Banking

Direct Bank API Payouts

One-click salary disbursement via HDFC, ICICI, SBI, Axis, Kotak APIs. NEFT, RTGS, IMPS files generated for 20+ Indian banks. Auto-reconciliation included.

ESS

Self-Serve IT Declarations

Employees upload 80C, 80D, HRA proofs via mobile. AI reads PDFs. TDS recalculates. Form 12BB auto-generated. Zero email threads.

Made for India

Hindi & Regional Language ESS

Employee self-service in Hindi plus 8 Indian regional languages. Blue-collar and field staff access payslips and Form 16 without a translator.

Privacy-first

Privacy-First Payroll Data

Salary, PAN, Aadhaar, and bank details processed under role-based access, audit logs, and configurable retention. Industry-standard encryption in transit and at rest.

Flexible

One-Click Off-Cycle Payroll

Bonus, arrears, mid-cycle revisions, and full and final settlement run on demand without a separate cycle. TDS adjusted automatically.

How It Works

From attendance lock to salary release

Four precise checkpoints for Payroll India. Fewer handoffs. Better month-end confidence.

01

1-Click Disbursal

Direct bank API payouts to HDFC, ICICI, SBI, Axis, Kotak via NEFT/RTGS.

Step 01
02

Attendance Sync

Live LOP from biometric or web-clock with 1-2 hour data refresh. Auto loss-of-pay calculation per configured rules.

Step 02
03

Full & Final (FnF)

Auto exit process: gratuity, encashments, recoveries, notice pay.

Step 03
04

Employee Self-Service

Tax declarations, payslip downloads, reimbursements, all on mobile.

Step 04
Live In 2 To 5 Days

Switching Payroll Software Is Faster Than You Think

Our payroll consultants migrate from Excel, Keka, GreytHR, Zoho People, Darwinbox, HROne, or any legacy ERP without missing a single payroll cycle.

Day 1

Data Import

Employee master, salary structures, and YTD payroll history loaded from Excel or your current HRMS.

Day 2

Compliance Setup

PF, ESI, PT, LWF, and TDS rules configured for every state in your workforce footprint.

Day 3

Parallel Run

We process a parallel payroll cycle alongside your existing system to validate every calculation.

Day 4

Team Training

Live training for HR, payroll, and finance teams on payroll run, ESS, and reports.

Day 5

Go Live

Full payroll cycle on the new engine with bank disbursement and ESS portal active for employees.

Need a custom timeline for 1,000+ employees or multi-entity setup? Talk to our payroll consultant

Trusted by Indian Businesses

De-Risk Your Payroll Software Decision

₹500+ Crores

Salaries Processed

Processed annually for clients across India

500 Cr+

Salaries Run

Annual salary volume processed for Indian clients

4,000+

Indian Businesses

Backed by factoHR across SMEs and enterprises

ISO 27001:2022

Information security standard

SOC 2 Type II

Audited annually

Industry-Standard Encryption

In transit and at rest

India Data Residency

Indian cloud infrastructure

“We finally stopped depending on manual spreadsheets for PT and TDS checks. The payroll cycle feels far more controlled now.”

Sanjay Patel

Finance Controller · Manufacturing · Ahmedabad

“Employees download payslips and tax summaries on their own, which cut a big chunk of repetitive payroll tickets for our team.”

Meera Iyer

People Ops Lead · IT Services · Bangalore

Transparent Pricing

Indian payroll software pricing

Simple per-employee monthly pricing in INR with GST invoice. No setup fee for standard onboarding. Cancel anytime.

Core

For startups under 50 employees

₹60 / employee / month
  • Payroll, PF, ESI, PT, TDS
  • Form 16 and Form 24Q
  • Bank file generation
  • Mobile ESS app
Most Popular

Premium

For growing teams 50 to 500

₹89 / employee / month
  • Everything in Core
  • Reimbursements and FBP
  • Multi-state PT and LWF
  • Maker-checker workflow

Ultimate

For mid-market and enterprise 500+

₹119 / employee / month
  • Everything in Premium
  • Multi-entity payroll
  • API integrations
  • Dedicated success manager
See full pricing breakdown

All plans billed quarterly. Prices exclusive of GST. Personalized HRMS demo on all plans. Talk to a payroll consultant.

Compare & Choose

See the difference at a glance

How our payroll engine compares to spreadsheets and legacy tools.

Manual / Excel

12% error rate · No compliance trail
TDS & Form 16
PF/ESI Auto-Calc
Multi-State PT
Bank Integration
Live Attendance Sync
ESS & Mobile App
Maker-Checker
Audit Trail
Most Popular

HRMS Software India

Live in 2 to 5 days · Free Personalized demo
TDS & Form 16
PF/ESI Auto-Calc
Multi-State PT (19)
Bank Integration
Live Attendance Sync
ESS & Mobile App
Maker-Checker
Full Audit Trail

Legacy Software

3 to 6 month setup · Rigid payroll rules
TDS & Form 16 Partial
PF/ESI Auto-Calc Manual
Multi-State PT Limited
Bank Integration Add-on
Live Attendance Sync
ESS & Mobile App Basic
Maker-Checker
Audit Trail Limited

Based on industry averages for 100+ employee companies. Pricing may vary.

Compare The Indian Payroll Market

How we stack up against the rest

Side-by-side look at the Indian payroll software market: Keka, GreytHR, Zoho People, Darwinbox, and HROne. Compared on the things HR teams actually run every cycle.

Feature Ours Keka GreytHR Zoho People Darwinbox HROne
Indian statutory automation (PF, ESI, PT, TDS, LWF) Yes Yes Yes Partial Partial Yes
Multi-state Professional Tax (19 states pre-loaded) Yes Yes Yes Partial Partial Partial
Form 16 (Part A and B) plus Form 24Q filing Yes Yes Yes Partial Partial Partial
Direct bank API payouts (HDFC, ICICI, SBI, Axis, Kotak) Yes Partial Partial No Partial No
Web and mobile employee self-service Yes Yes Yes Yes Yes Yes
Maker-checker payroll workflow Yes Yes Partial Partial Yes Partial
Implementation in 2 to 5 days Yes Partial Partial Yes No Partial
Transparent per-employee pricing in INR Yes Yes Yes Yes No Yes
India data residency and security controls Yes Partial Partial Partial Yes Partial

Comparison reflects publicly available product positioning across Keka, GreytHR, Zoho People, Darwinbox, and HROne as of FY 2026. "Partial" indicates the feature is available as an add-on, paid module, or with limited Indian statutory depth. Verify the latest from each vendor before procurement.

See A Live Comparison Demo
The Smart Advantage

What changes when payroll runs itself

Five areas where automation replaces hours of manual work with single-click precision.

01

Payroll Processing

3-5 days of manual reconciliation

Under 10 minutes, fully audited

02

Statutory Updates

Track changes across PF/ESI/PT portals

Auto-applied, zero manual intervention

03

Tax Declarations

Chase emails, verify physical proofs

Employee self-service, digitally verified

04

Multi-State PT & LWF

Maintain 19 state matrices manually

Dynamic rules engine, auto-calculated

05

Salary Disbursement

Generate bank files, manual NEFT

Direct API payouts, auto-reconciled

payroll-engine
Live

March 2026 Payroll

₹1.82 Cr

Processed

Time Taken

8m 12s

Status

Validated

Employees

1,247

Compliance Status

PF: ECR Generated
ESI: Contribution Filed
PT: 19 States Applied
TDS: 24Q Ready
Form 16: Queued
Bank transfer ready
1-Click Disburse
4,000+ businesses
Backed by factoHR
By Company Size

Best payroll software for every Indian team size

From a 10-person startup to a 10,000-employee enterprise, our payroll engine scales with your headcount, compliance complexity, and approval depth.

10 to 50 employees

Best Payroll Software For Startups

Founders running payroll on Excel or a part-time CA. Get full PF, ESI, PT, TDS, and Form 16 automation without hiring a payroll specialist.

  • One-click monthly payroll
  • Founder-friendly setup
  • Mobile ESS app for the whole team
50 to 500 employees

Best Payroll Software For SMEs

Growing Indian companies with multi-state hires, structured CTC, and the first wave of audit needs. Maker-checker, FBP, and reimbursement workflows built in.

  • Multi-state PT and LWF
  • Reimbursement and FBP
  • Maker-checker controls
500 to 2,000 employees

Best Payroll Software For Mid-Market

Multi-entity Indian organisations with complex pay structures, variable pay cycles, and tighter audit windows. Group reporting and cost-centre allocation included.

  • Multi-entity payroll
  • Group reports
  • Variable pay cycles
2,000+ employees

Best Payroll Software For Enterprise

Pan-India enterprises with branch operations, contract workforce, and high audit scrutiny. SLA-backed support, dedicated success manager, and API access for ERP integration.

  • Dedicated success manager
  • API access
  • Enterprise SLA support
By Industry

Built for the way Indian industries actually run payroll

IT, manufacturing, BFSI, retail, healthcare, and BPO each have their own payroll quirks. Our engine handles them all on one configurable platform.

Payroll Software for IT companies India

For Indian IT services and product companies with ESOPs, variable pay, hybrid teams, and frequent CTC revisions.

ESOP and RSU tracking Variable pay automation Hybrid attendance feeds

Payroll Software for Manufacturing India

For Indian factories with shift differentials, overtime under the Factories Act, contract labour, and Plant HR oversight.

Shift and OT engine Contract labour wages Factories Act ready

Payroll Software for BFSI India

For Indian banks, NBFCs, and insurance with strict audit trails, RBI reporting, and complex incentive structures.

Maker-checker enforced Audit trail by design Incentive computation

Payroll Software for Retail India

For Indian retail chains with store-wise rosters, attendance from multiple POS or biometric devices, and high attrition.

Store-wise payroll Roster integration Quick onboarding

Payroll Software for Healthcare India

For Indian hospitals and clinics with 24x7 rosters, on-call allowances, and DGFC or NABH compliance documentation.

24x7 shift handling On-call allowances Compliance trail

Payroll Software for BPO and KPO India

For Indian BPO and KPO operations with rotating shifts, night allowances, transport reimbursement, and high-volume payroll.

Night shift allowance Transport reimbursement Bulk payroll engine
Built For Indian Procurement Reviews

Security and Privacy Controls

factoHR India is built for Indian IT, security, and procurement teams. Every payroll, attendance, and employee data point is processed under documented security controls and aligned with SOC 2 and ISO 27001 control families.

India Data Residency

Employee, payroll, and statutory data hosted on Indian cloud infrastructure. No cross-border transfer of personal data without contractual safeguards.

Encryption And Access Control

Industry-standard encryption in transit and at rest. Role-based access, password policies, and 2FA for admin and finance roles.

Retention And Audit Logs

Configurable retention for payroll, PF, ESI, and Income Tax records aligned with statutory periods. Immutable audit logs for every data action.

Dedicated Security Contact

Named security contact for vendor questionnaires, breach communication, and customer security review requests.

Need our security compliance memo, ISO 27001 certificate, SOC 2 Type II report, or vendor security questionnaire response? Request the security pack

Pan-India Payroll Coverage

Live across 28 Indian states. Professional Tax slabs configured for all 19 PT-levying states. LWF deductions configured per state.

Bangalore (KA) Mumbai (MH) Delhi NCR Hyderabad (TG) Chennai (TN) Pune (MH) Kolkata (WB) Ahmedabad (GJ) Gurgaon (HR) Noida (UP) Jaipur (RJ) Coimbatore (TN) Kochi (KL) Indore (MP) Bhubaneswar (OD)
Talk to an Expert

Talk to a Payroll Expert Today

Get a customized walkthrough of how our engine handles your specific CTC structures, multi-state compliance, and bank disbursement workflows.

4,000+ businesses
4.8/5

Payroll Consultant

Available Mon to Sat, 9AM to 7PM IST

Review your current payroll setup

Identify compliance gaps & risks

Show exact savings for your team

Avg response

Under 2 hours

Free audit

No obligation

FAQ

Payroll questions, answered

Real answers from Indian payroll teams who switched. PF, ESI, TDS, Form 16, multi-state setup, and what to expect in your first cycle.

Is this payroll software suitable for small Indian businesses?
Yes. Whether you have 10 employees or 10,000, the platform scales with your team. You get enterprise-grade PF, ESI, PT, TDS, and Form 16 automation without the cost or complexity of legacy enterprise payroll software.
How does mid-year tax regime switching work?
Employees select Old or New regime via the self-service portal. The system recalculates TDS liability for the remaining months of the financial year automatically and reflects the change in the next payslip and Form 16 projection.
Are PF, ESI, and Professional Tax workflows supported?
Yes. The engine calculates employer and employee contributions for EPF and ESI, generates ECR files ready for upload to the EPFO portal, and applies state-wise Professional Tax slabs across 19 PT-levying Indian states based on each employee work location.
Do you generate Form 16 and Form 24Q?
Yes. Form 16 Part A is generated via TRACES integration and Part B includes the full salary computation. Form 24Q quarterly return data is prepared with annexures and validation reports ready for upload to the TIN portal by your payroll team.
Can I run payroll across multiple states in India?
Yes. The engine handles state-wise Professional Tax slabs and Labour Welfare Fund deductions based on each employee work-state. Holiday and leave policies are configurable per location. It generates state-wise PF, ESI, PT, and TDS data so your team can file accurately across every state.
How quickly can we go live with your payroll software?
Most Indian companies go live in 2 to 5 business days. Our payroll consultants migrate employee master data, salary structures, and YTD payroll history from Excel, Keka, GreytHR, Zoho People, Darwinbox, HROne, or any legacy ERP. We also run a parallel payroll cycle to validate every calculation before go-live.
Is salary disbursement integrated with Indian banks?
Yes. We generate NEFT, RTGS, and IMPS files for HDFC, ICICI, SBI, Axis, Kotak, and 20+ Indian banks. Direct bank API integration is available for one-click salary push and auto-reconciliation of credit confirmations.
How are reimbursements handled under the new tax regime?
Reimbursements are submitted by employees through the ESS portal with bills uploaded for OCR verification. The payroll engine automatically routes tax-exempt components correctly under the chosen regime and updates Form 16 Part B at year end.
How is your payroll software better than Keka, GreytHR, Zoho People, Darwinbox, or HROne?
factoHR India focuses on Indian payroll depth (multi-state PT, LWF deductions, PF, ESI, TDS, Form 16, and Form 24Q output) plus a faster 2 to 5 day implementation, transparent per-employee pricing in INR, and direct bank API payouts. Many alternatives treat statutory features as an add-on, charge per module, or take 3 to 6 months to go live.
Can we migrate from GreytHR or Zoho People in one payroll cycle?
Yes. Our migration team has a standard playbook to import employee master data, salary structures, leave balances, and YTD payroll history from GreytHR, Zoho People, Keka, Darwinbox, HROne, and most legacy ERPs. We run a parallel cycle to validate before cutover, so the live cycle on the new engine matches the previous one to the rupee.
What is the actual setup cost beyond the per-employee fee?
Standard onboarding has no setup fee. The per-employee monthly price is the price. Custom integrations, multi-entity rollouts above five companies, or migration from in-house ERP may be quoted separately. Free demo covers full feature access with zero upfront cost.
Where is employee data hosted and how is it secured?
Employee and payroll data is hosted on Indian cloud infrastructure for data residency. The platform uses industry-standard encryption in transit and at rest, role-based access controls, configurable data retention policies, and audit logs. Aligned with SOC 2 and ISO 27001 control families and backed by factoHR India infrastructure.
Do you support contract labour and gig worker payroll?
Yes. The engine handles contract labour wages with separate principal-employer reporting. Coverage logic for gig and platform workers is configurable and will be updated as the Code on Social Security 2020 rules are notified across states.
What support do we get during the first three payroll cycles?
You get a dedicated payroll consultant during onboarding plus daily check-ins for the first three live cycles. Email, chat, and helpdesk support are included on every plan. Premium and Ultimate plans add priority response and a dedicated success manager for the long term.